| CURRENT & SAVINGS ACCOUNTS
SAVINGS & CHECKING Accounts*
| Description
| Rate Per Annum
| | NEO Savings Account | 0.375% | | Solo Savings Account | 0.50% | Duo Checking Account
| 0.25% | Solo Dollar Savings Account
| 0.25% | Solo Yuan Savings Account
| 0.15% | | Bayani OFW Savings | 1.00%
|
TIME DEPOSITS
Prima Time Deposits
|
Time Deposit
| Number of Months | 1
| 2-3 | 4-6 | 7-9
| 10-12
| 1,000 - 99,999
| 3.375% | 3.625% | 3.750% | 3.750% | 3.750% | 100,000 - 499,999 | 3.500% | 3.750% | 3.750% | 3.750% | 3.875% | 500,000 - 1,999,999
| 4.125% | 4.125% | 4.125% | 4.125% | 4.250% | 2,000,000 - 4,999,999
| 4.250% | 4.375% | 4.375% | 4.500% | 4.750% | 5,000,000 and above
| 4.625% | 4.750% | 5.250% | 5.500% | 5.750% |
Solo Savings Plus
|
Time Deposit
| Number of Months | 1
| 2-3 | 4-6 | 7-9
| 10-12
| 500,000 - 1,999,999
| 4.125% | 4.125% | 4.125% | 4.125% | 4.250% | 2,000,000 - 4,999,999
| 4.250% | 4.375% | 4.375% | 4.500% | 4.750% | 5,000,000 and above
| 4.625% | 4.750% | 5.250% | 5.500% | 5.750% |
Prima Dollar Time Deposits
|
$ Time Deposit | Number of Months | 1
| 2 | 3-4 | 5-6
| 7-9
| 10-12 | 1,000 - 9,999
| 1.125% | 1.250% | 1.375% | 1.500% | 1.750% | 2.000% | 10,000 - 19,999 | 1.250% | 1.375% | 1.500% | 1.625% | 1.875% | 2.000% | 20,000 - 49,999
| 1.375% | 1.500% | 1.625% | 1.750% | 2.000% | 2.125% | 50,000 - 99,999
| 1.625% | 1.750% | 1.875% | 2.000% | 2.125% | 2.250% | 100,000 and above
| 1.875% | 2.000% | 2.000% | 2.125% | 2.125% | 2.250% |
Pretermination Penalty:
If pre-terminated within the first half of the term, interest rate shall be reduced to 25% of the stipulated rate, or the prevailing savings account rate, whichever is higher.
If pre-terminated within the second half of the term, interest rate shall be reduced to 50% of the stipulated rate, or the prevailing savings account rate, whichever is higher.
LONG TERM DEPOSIT
Prima Plus
| Time Deposit | 1 Year Fixed | 25,000 - 49,999 | 3.750% | 50,000 - 99,999 | 3.750% | 100,000 - 499,999 | 3.875% | 500,000 - 999,999 | 4.250% | 1,000,000 - 1,999,999 | 4.250% | 2,000,000 - 2,999,999 | 4.750% | 3,000,000 - 4,999,999 | 4.750% | 5,000,000 and above | 5.750% |
Maxima 3 Long Term Deposits
| | Time Deposit | 3 Years Fixed | 25,000 - 49,999 | 4.250% | 50,000 - 99,999 | 4.500% | 100,000 - 249,999 | 4.625% | | 250,000 - 499,999 | 4.750% | 500,000 - 999,999 | 5.000% | 1,000,000 - 2,499,999 | 5.250% | | 2,500,000 - 4,999,999 | 5.500% | | 5,000,000 and above | 5.750% |
Maxima 5 Long Term Deposits
| | Time Deposit | Fixed | 25,000 - 49,999 | 4.250% | 50,000 - 99,999 | 4.500% | 100,000 - 249,999 | 4.625% | | 250,000 - 499,999 | 4.750% | 500,000 - 999,999 | 5.000% | 1,000,000 - 2,499,999 | 5.250% | | 2,500,000 - 4,999,999 | 5.500% | | 5,000,000 and above | 5.750% |
Pretermination Penalty:
If pre-terminated within the first half of the term, interest rate shall be reduced to 25% of the stipulated rate, or the prevailing savings account rate, whichever is higher.
If pre-terminated within the second half of the term, interest rate shall be reduced to 50% of the stipulated rate, or the prevailing savings account rate, whichever is higher.
Pretermination Penalty = Agreed Rate x (Days Lapsed/Agreed Term)
if Preterminated within first year
Interest Rate = Principal x Preterm Int. Rate x (Days lapsed/360) x (1 - W.tax) - DST
Withholding Tax Schedule:
If preterminated after
| Tax Rate
| 4 years to less than 5 years
3 years to less than 4 years
2 years to less than 3 years
1 year to less than 2 years
less than 1 year
| 5%
12%
20%
20%
20%
|
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