Because, life is never about waiting.
It's about making it happen.

Whether it's to fund or grow your business, a vacation perhaps, to pay those endless credit card bills, to renovate your house, or just saving up for that one thing you've always wanted, Sterling Bank Personal Loans is here to make it happen for you.

Apply now. Call +632 8721-6000 or +632 8672-6300.

Product Feature
Loanable Amount

Minimum: Php50,000; Max: Php1M

Loan Termsup to 36 months
Payment OptionsPost-dated checks
Crediting Optionsvia Sterling Bank account only


Filipino Citizen
21 - 60 years old
Minimum gross salary of Php30,000 per month
With home and office landline

No adverse credit findings

At least 1 year residency, if renting

For Employed:
Employment tenure of at least 2 years with present employer except for BPO/Call Center Back Room & Manufacturing Companies which is at least 3 years

For Self-employed:
Business in operation for at least 3 years
& profitable for the past 2 years


Completely filled out application form

For Employed:
Copy of 1 month latest payslip
Latest BIR Form 2316 with complete signature
Photocopy of Company ID
Photocopy of 1 Government ID
Latest 2 months credit card statements
(if any)
Certificate of Employment (for selected companies)

Additional documents for Self-employed:

Business Permit
DTI or SEC Registration w/ Gen. Information Sheet
6 months Bank Statements
2 years ITR with Audited Financial Statement
Trade references (3 customers & 3 suppliers with contact details)



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