Sterling Bank’s value added solution to your business challenges.


Optima Business Banking Solutions is a unique business account that comes with FREE cash management facilities to help minimize overhead expenses, streamline operations, and most importantly, improve the bottom line.

The Optima Cash Management Facility
With Optima, you get to optimize management of cash/liquid funds. One single account can now easily maintain and take care the disbursements, collections, investment of your whole company's financial resources.

It's key products are:




Payroll System

Save time and effort with Optima Payroll System. A payroll service that comes with an exclusive software for Sterling Bank of Asia clients providing you with an electronic solution for payroll processing of any business size.




Payroll Crediting System

Fast and accurate payroll crediting solutions for your business. Automatically credit salaries to your employees’ ATM Payroll Accounts on time.





 Financial System

A stand-alone financial system that provides easier and more convenient processing and monitoring of sales and purchases, inventory and other financial reports including government reports.





Check Writing System
A flexible and secure system to easily prepare your check disbursements. Encode, upload, and generate payable reports with GL entries while having the basic function of a check writing system.





Check Warehousing System
Ease the load of managing post-dated checks. A convenient, safe, and efficient way to achieve better cash flow. Free yourself from the tedious task of managing post-dated checks (PDCs).





Point-Of-Sale System
Optimize your business and provide more payment options to your customers and manage your sales further with Optima POS system. 





Sterling Bank Online - Corporate
Manage your company's fund right at your fingertips. With desktop and mobile platforms, you can do it all, anytime, anywhere. 


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