Falling Below Required Maintaining Average Daily Balance
TRANSACTIONS/SERVICES
FEE
PHP Accounts
PHP 300.00/month
USD Account
USD 5.00/month
CNY Account
CNY 30.00/month
Dormancy Fee*
TRANSACTIONS/SERVICES
FEE
PHP Accounts
PHP 30.00/month
USD Account
PHP 30.00/month or its equivalent USD based on prevailing exchange rate
CNY Account
PHP 30.00/month or its equivalent CNY based on prevailing exchange rate
Replacement of Lost Passbook
TRANSACTIONS/SERVICES
FEE
PHP Accounts
PHP 100.00
USD Account
USD 3.00
Checkbook Request
TRANSACTIONS/SERVICES
FEE
Personal
PHP 250.00
Corporate
PHP 500.00
Returned Checks due to Insufficient Funds
TRANSACTIONS/SERVICES
FEE
Returned checks for the presenting bank
PHP 1,000.00
Returned checks for the drawee bank
PHP 1,000.00
Penalty Charge
PHP 200.00 for every PHP 40,000 and a fraction thereof per check per day
Other
TRANSACTIONS/SERVICES
FEE
Statement of Account Request
PHP 150.00 per statement cut-off
Stop Payment Order (SPO)
PHP 300.00
Bills Purchase (BP)
BP Amount x Lending Rate x No. of Days Cleared / 360 or PHP 500.00 whichever is higher
Second Endorsed
PHP 500.00
Manager's Check
PHP 55.00
Counter Check
PHP 50.00
Back-to-Back Loan Processing
PHP 500.00
Bank Draft/ Demand Draft
USD 10.00
Bank Certification
PHP 150.00
TIT Certification
PHP 150.00
Notarial Fee
Minimum of PHP 300.00
Bank Guarantee
Minimum of PHP 1,000.00; 1/4 for the first 60 days, plus 1/8 of 1% for every 30 days thereafter
Safety Deposit Box Rental
TRANSACTIONS/SERVICES
FEE
Deposit for Key
PHP 1,000.00
5” X 5” X 24” size
PHP 1,000.00/year
3” X 10” X 24” size
PHP 1,500.00/year
5” X 10” X 24” size
PHP 2,000.00/year
10” X 10” X 24” size
PHP 4,000.00/year
Fund Transfer Services
TRANSACTIONS/SERVICES
FEE
Philippine Domestic Dollar Transfer System (PDDTS) for Inward
No charge
Philippine Domestic Dollar Transfer System (PDDTS) for Outward
USD 15.00
Real Time Gross Settlement (RTGS) for Inward
No charge
Real Time Gross Settlement (RTGS) for Outward up to PHP 25 Million
PHP 300.00
Real Time Gross Settlement (RTGS) for Outward over PHP 25 Million
PHP 450.00
PESONet (Philippine EFT System and Operations Network) for Inward
No charge
PESONet (Philippine EFT System and Operations Network) for Outward
PHP 100.00
Instapay for Inward
No charge
Instapay for Outward
PHP 15.00
Telegraphic Transfer for Inward
USD 10.00
Telegraphic Transfer for Outward
USD 15.00
Telegraphic Transfer for Outward – Full Remittance
USD 25.00
Amendment Fee on Telegraphic Transfer and PDDTS
USD 20.00
Amendment Fee on RTGS
PHP 100.00
Card Fees for PHP-Denominated Card (Debit and Prepaid)
TRANSACTIONS/SERVICES
FEE
Balance inquiry via local ATM
PHP 1.00
Balance inquiry via international ATM**
PHP 50.00
Cash withdrawal via local ATM
PHP 10.00
Cash withdrawal via international ATM**
PHP 150.00
Declined transaction due to insufficient funds
PHP 50.00
Card replacement fee
PHP 150.00
PIN regeneration
PHP 100.00
Prepaid Card Maintenance Fee***
TRANSACTIONS/SERVICES
FEE
PHP - Denominated Card
PHP 100.00/month
USD - Denominated Card
USD 2.00/month
* Dormancy Fee is charged only to a dormant account five (5) years after the last transaction date and if the required minimum ADB is not met for at least two (2) consecutive months.
** Some international ATMs (e.g. Visa Plus) charge an access fee in addition to the standard service fee.
Fees are displayed on the ATM screen at the time of transaction. *** Prepaid Card Maintenance Fee is charged only to an expired prepaid card with remaining balance on the 4th month after the expiry date and every month thereafter.
Updated transactions/services fees as of May 22, 2019