Falling Below Required Maintaining Average Daily Balance
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| PHP Accounts | PHP 300.00/month |
| USD Account | USD 5.00/month |
| CNY Account | CNY 30.00/month |
Dormancy Fee*
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| PHP Accounts | PHP 30.00/month |
| USD Account | PHP 30.00/month or its equivalent USD based on prevailing exchange rate |
| CNY Account | PHP 30.00/month or its equivalent CNY based on prevailing exchange rate |
Replacement of Lost Passbook
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| PHP Accounts | PHP 100.00 |
| USD Account | USD 3.00 |
Checkbook Request
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Personal | PHP 250.00 |
| Corporate | PHP 500.00 |
Returned Checks due to Insufficient Funds
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Returned checks for the presenting bank | PHP 1,000.00 |
| Returned checks for the drawee bank | PHP 1,000.00 |
| Penalty Charge | PHP 200.00 for every PHP 40,000 and a fraction thereof per check per day |
Other
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Statement of Account Request | PHP 150.00 per statement cut-off |
| Stop Payment Order (SPO) | PHP 300.00 |
| Bills Purchase (BP) | BP Amount x Lending Rate x No. of Days Cleared / 360 or PHP 500.00 whichever is higher |
| Second Endorsed | PHP 500.00 |
| Manager's Check | PHP 55.00 |
| Counter Check | PHP 50.00 |
| Back-to-Back Loan Processing | PHP 500.00 |
| Bank Draft/ Demand Draft | USD 10.00 |
| Bank Certification | PHP 150.00 |
| TIT Certification | PHP 150.00 |
| Notarial Fee | Minimum of PHP 300.00 |
| Bank Guarantee | Minimum of PHP 1,000.00; 1/4 for the first 60 days, plus 1/8 of 1% for every 30 days thereafter |
Safety Deposit Box Rental
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Deposit for Key | PHP 1,000.00 |
| 5” X 5” X 24” size | PHP 1,000.00/year |
| 3” X 10” X 24” size | PHP 1,500.00/year |
| 5” X 10” X 24” size | PHP 2,000.00/year |
| 10” X 10” X 24” size | PHP 4,000.00/year |
Fund Transfer Services
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Philippine Domestic Dollar Transfer System (PDDTS) for Inward | No charge |
| Philippine Domestic Dollar Transfer System (PDDTS) for Outward | USD 15.00 |
| Real Time Gross Settlement (RTGS) for Inward | No charge |
| Real Time Gross Settlement (RTGS) for Outward up to PHP 25 Million | PHP 300.00 |
| Real Time Gross Settlement (RTGS) for Outward over PHP 25 Million | PHP 450.00 |
| PESONet (Philippine EFT System and Operations Network) for Inward | No charge |
| PESONet (Philippine EFT System and Operations Network) for Outward | PHP 100.00 |
| Instapay for Inward | No charge |
| Instapay for Outward | PHP 15.00 |
| Telegraphic Transfer for Inward | USD 10.00 |
| Telegraphic Transfer for Outward | USD 15.00 |
| Telegraphic Transfer for Outward – Full Remittance | USD 25.00 |
| Amendment Fee on Telegraphic Transfer and PDDTS | USD 20.00 |
| Amendment Fee on RTGS | PHP 100.00 |
Card Fees for PHP-Denominated Card (Debit and Prepaid)
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Balance inquiry via local ATM | PHP 1.00 |
| Balance inquiry via international ATM** | PHP 50.00 |
| Cash withdrawal via local ATM | PHP 10.00 |
| Cash withdrawal via international ATM** | PHP 150.00 |
| Declined transaction due to insufficient funds | PHP 50.00 |
| Card replacement fee | PHP 150.00 |
| PIN regeneration | PHP 100.00 |
Prepaid Card Maintenance Fee***
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| PHP - Denominated Card | PHP 100.00/month |
| USD - Denominated Card | USD 2.00/month |
* Dormancy Fee is charged only to a dormant account five (5) years after the last transaction date and if the required minimum ADB is not met for at least two (2) consecutive months.
** Some international ATMs (e.g. Visa Plus) charge an access fee in addition to the standard service fee.
Fees are displayed on the ATM screen at the time of transaction. *** Prepaid Card Maintenance Fee is charged only to an expired prepaid card with remaining balance on the 4th month after the expiry date and every month thereafter.
Updated transactions/services fees as of May 22, 2019
Bank on-the-go
Make transactions on-the-go with Sterling Bank’s mobile app, available on iOS and Android.
Online Banking