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Whether it’s starting a new business venture, settling old debts, or crossing an adventure off your bucket list, Persona Personal Loan can help. So go ahead, take the next step.
Loanable Amount
Php50,000 up to Php1,000,000
Loan Terms
up to 36 months
Payment Options
Post-dated checks
Loan Calculator
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Your Monthly Amortization
0
Amount Financed:
0
Please note that the computation above is based on the indicative rate. Final loan amount, monthly amortization and applied rate shall be confirmed in your loan documents upon approval of your loan application. Final loan approval shall be subject to the submission of required documents and the Bank's credit policies and procedures.
Eligibility
Filipino Citizen
21 - 60 years old
Minimum gross salary of P30000 per month
With home and office landline
No adverse credit findings
At least 1 year residency, if renting
For Self-employed
Business in operation for at least 3 years & profitable for the past 2 years
For Employed
Employment tenure of at least 2 years with present employer
Companies which at least 3 years
Requirements
For Employed
- Completely filled-out Application Form
- Copy of 1 month latest payslip
- Latest BIR Form 2316 with complete signature
- Photocopy of Company ID
- Photocopy of 1 Government ID
- Latest 2 months credit card statements (if any)
- Certificate of Employment (for selected companies)
Additional documents for Self-employed
- Completely filled-out Application Form
- Business Permit
- DTI or SEC Registration w/ Gen. Information Sheet
- Latest six (6) months Bank Statement
- Latest two (2) years BIR ITR with Audited Financial Statement
- Latest two (2) months credit card statements (if any)
- Trade references (3 customers & 3 suppliers with contact details)
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