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A time deposit that earns interest higher than a regular savings deposit over a fixed term period of less than one (1) year.
Min. Placement Amount
Php 1,000.00
Term of Placements
30, 60, 90, 180 or 360 days
Proof of Ownership
Time Deposit Certificate
Pre-termination
Subject to pre-termination charges
Interest Rate
See deposit rates
Account Access
Over-the-counter transaction (branch of account), Sterling Bank Online - Personal
Detailed Issuance
Receive a time deposit certificate with details of its placement amount, interest rate, term, and maturity date.
Secured Investment
Your investment is secured, as the expected income is committed by the bank.
Interest Rate
As of November 29, 2019
How Do I Apply
Requirements
For Resident Citizen, Non-resident Citizen and Resident Alien
1 original valid photo-bearing government-issued ID
Passport and Alien Certification of Registration (ACR)
Card or Alien Employment Permit (AEP)
1
Complete the Account Opening Online Form
2
Wait for the reference number sent to you through SMS
3
Visit your selected branch and deposit the specified opening balance
Bank on-the-go
Make transactions on-the-go with Sterling Bank’s mobile app, available on iOS and Android.
Online Banking