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sterling bank persona
Persona Personal Loan Logo
Persona Personal Loan Logo

DON'T PUT YOUR LIFE ON HOLD. Today, everyone has their own reasons for needing extra cash.

Whether it's for medical expenses, tuition fees, starting a new family, or consolidating loans and bills,
let PERSONA Personal Loan help support you through this time.

loan amount
Loanable Amount

Php30,000 up to Php1,000,000

loan terms
Loan Terms

3 to 36 months

Loan Purpose

Multi-purpose loan
(emergency needs, travel, business, etc.)

Product Features

No collateral needed;

no co-maker required

post dated check
Payment Options

Post-dated checks

Loan Calculator
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Do not use comma and/or period.
Your Monthly Amortization
Amount Financed:
Please note that the computation above is based on the indicative rate. Final loan amount, monthly amortization and applied rate shall be confirmed in your loan documents upon approval of your loan application. Final loan approval shall be subject to the submission of required documents and the Bank's credit policies and procedures.

Filipino Citizen
21 - 60 years old
Minimum gross salary of Php30,000 per month
With home or office landline
No adverse credit findings
At least 1 year residency, if renting


For Self-employed

Business in operation for at least 3 years & profitable for the last 2 years

For Employed

Employment tenure of at least 2 years with present employer

  • Completely filled-out Application Form
  • Copy of latest 1 month payslip
  • Latest Income Tax Return (BIR FORM 2316)
  • Photocopy of valid Company ID
  • Photocopy of valid Government-issued ID (click here for the list of acceptable IDs)
  • Latest 2 months credit card statement of account (if applicable)
  • Certificate of Employment
  • Completely filled-out Application Form
  • Valid DTI or SEC Registration with General Information Sheet
  • Copy of latest Bank Statements
  • Copy of latest Income Tax Return (ITR) and Audited Financial Statement (AFS)
  • Latest two (2) months credit card statements (if any)
  • Trade references (3 customers & 3 suppliers with contact details)
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