Falling Below Required Maintaining Average Daily Balance
TRANSACTIONS/SERVICES
FEE
PHP Accounts
Php300.00/month
USD Account
USD5.00/month
CNY Account
CNY30.00/month
Dormancy Fee*
TRANSACTIONS/SERVICES
FEE
PHP Accounts
Php30.00/month
USD Account
Php30.00/month or its equivalent USD based on prevailing exchange rate
CNY Account
Php30.00/month or its equivalent CNY based on prevailing exchange rate
Replacement of Lost Passbook
TRANSACTIONS/SERVICES
FEE
PHP Accounts
Php100.00
USD Account
USD3.00
Checkbook Request
TRANSACTIONS/SERVICES
FEE
Personal
Php250.00
Corporate
Php500.00
Returned Checks due to Insufficient Funds
TRANSACTIONS/SERVICES
FEE
Returned checks for the presenting bank
Php1,000.00
Returned checks for the drawee bank
Php1,000.00
Penalty Charge
Php200.00 for every Php40,000 and a fraction thereof per check per day
Other
TRANSACTIONS/SERVICES
FEE
SSS Online Payment
Php15.00 per transaction made through BancNet's eGOV facility (SSS Contribution or Loan Payment)
Statement of Account Request
Php150.00 per statement cut-off
Stop Payment Order (SPO)
Php300.00
Bills Purchase (BP)
BP Amount x Lending Rate x No. of Days Cleared / 360 or Php500.00 whichever is higher
Second Endorsed
Php500.00
Manager's Check
Php55.00
Counter Check
Php50.00
Back-to-Back Loan Processing
Php500.00
Bank Draft/ Demand Draft
USD10.00
Bank Certification
Php150.00
TIT Certification
Php150.00
Notarial Fee
Minimum of Php300.00
Bank Guarantee
Minimum of Php1,000.00; 1/4 for the first 60 days, plus 1/8 of 1% for every 30 days thereafter
Safety Deposit Box Rental
TRANSACTIONS/SERVICES
FEE
Deposit for Key
Php1,000.00
5” X 5” X 24” size
Php1,000.00/year
3” X 10” X 24” size
Php1,500.00/year
5” X 10” X 24” size
Php2,000.00/year
10” X 10” X 24” size
Php4,000.00/year
Fund Transfer Services
TRANSACTIONS/SERVICES
FEE
Philippine Domestic Dollar Transfer System (PDDTS) for Inward
No charge
Philippine Domestic Dollar Transfer System (PDDTS) for Outward
USD15.00
Real Time Gross Settlement (RTGS) for Inward
No charge
Real Time Gross Settlement (RTGS) for Outward up to PHP 25 Million
Php300.00
Real Time Gross Settlement (RTGS) for Outward over PHP 25 Million
Php450.00
PESONet (Philippine EFT System and Operations Network) for Inward
No charge
PESONet (Philippine EFT System and Operations Network) for Outward
Php15.00
PESONet (Philippine EFT System and Operations Network) Over-the-Counter
Php30.00
Instapay for Inward
No charge
Instapay for Outward
Php15.00
Telegraphic Transfer for Inward
USD10.00
Telegraphic Transfer for Outward
USD15.00
Telegraphic Transfer for Outward – Full Remittance
USD25.00
Amendment Fee on Telegraphic Transfer and PDDTS
USD20.00
Amendment Fee on RTGS
Php100.00
Card Fees for PHP-Denominated Card (Debit and Prepaid)
TRANSACTIONS/SERVICES
FEE
Balance inquiry via local ATM
Php1.00
Balance inquiry via international ATM**
Php50.00
Cash withdrawal via local ATM
Php10.00
Cash withdrawal via international ATM**
Php150.00
Declined transaction due to insufficient funds
Php50.00
Card replacement fee
Php150.00
PIN regeneration
Php100.00
Prepaid Card Maintenance Fee***
TRANSACTIONS/SERVICES
FEE
PHP - Denominated Card
Php100.00/month
USD - Denominated Card
USD2.00/month
* Dormancy Fee is charged only to a dormant account five (5) years after the last transaction date and if the required minimum ADB is not met for at least two (2) consecutive months.
** Some international ATMs (e.g. Visa Plus) charge an access fee in addition to the standard service fee. Fees are displayed on the ATM screen at the time of the transaction.
*** Prepaid Card Maintenance Fee is charged only to an expired prepaid card with a remaining balance on the 4th month after the expiry date and every month thereafter.
Updated transactions/services fees as of December 16, 2022