Falling Below Required Maintaining Average Daily Balance
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| PHP Accounts | Php300.00/month |
| USD Account | USD5.00/month |
| CNY Account | CNY30.00/month |
Dormancy Fee*
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| PHP Accounts | Php30.00/month |
| USD Account | Php30.00/month or its equivalent USD based on prevailing exchange rate |
| CNY Account | Php30.00/month or its equivalent CNY based on prevailing exchange rate |
Replacement of Lost Passbook
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| PHP Accounts | Php100.00 |
| USD Account | USD3.00 |
Checkbook Request
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Personal | Php250.00 |
| Corporate | Php500.00 |
Returned Checks due to Insufficient Funds
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Returned checks for the presenting bank | Php1,000.00 |
| Returned checks for the drawee bank | Php1,000.00 |
| Penalty Charge | Php200.00 for every Php40,000 and a fraction thereof per check per day |
Other
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| SSS Online Payment | Php15.00 per transaction made through BancNet's eGOV facility (SSS Contribution or Loan Payment) |
| Statement of Account Request | Php150.00 per statement cut-off |
| Stop Payment Order (SPO) | Php300.00 |
| Bills Purchase (BP) | BP Amount x Lending Rate x No. of Days Cleared / 360 or Php500.00 whichever is higher |
| Second Endorsed | Php500.00 |
| Manager's Check | Php55.00 |
| Counter Check | Php50.00 |
| Back-to-Back Loan Processing | Php500.00 |
| Bank Draft/ Demand Draft | USD10.00 |
| Bank Certification | Php150.00 |
| TIT Certification | Php150.00 |
| Notarial Fee | Minimum of Php300.00 |
| Bank Guarantee | Minimum of Php1,000.00; 1/4 for the first 60 days, plus 1/8 of 1% for every 30 days thereafter |
Safety Deposit Box Rental
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Deposit for Key | Php1,000.00 |
| 5” X 5” X 24” size | Php1,000.00/year |
| 3” X 10” X 24” size | Php1,500.00/year |
| 5” X 10” X 24” size | Php2,000.00/year |
| 10” X 10” X 24” size | Php4,000.00/year |
Fund Transfer Services
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Philippine Domestic Dollar Transfer System (PDDTS) for Inward | No charge |
| Philippine Domestic Dollar Transfer System (PDDTS) for Outward | USD15.00 |
| Real Time Gross Settlement (RTGS) for Inward | No charge |
| Real Time Gross Settlement (RTGS) for Outward up to PHP 25 Million | Php300.00 |
| Real Time Gross Settlement (RTGS) for Outward over PHP 25 Million | Php450.00 |
| PESONet (Philippine EFT System and Operations Network) for Inward | No charge |
| PESONet (Philippine EFT System and Operations Network) for Outward | Php15.00 |
| PESONet (Philippine EFT System and Operations Network) Over-the-Counter | Php30.00 |
| Instapay for Inward | No charge |
| Instapay for Outward | Php15.00 |
| Telegraphic Transfer for Inward | USD10.00 |
| Telegraphic Transfer for Outward | USD15.00 |
| Telegraphic Transfer for Outward – Full Remittance | USD25.00 |
| Amendment Fee on Telegraphic Transfer and PDDTS | USD20.00 |
| Amendment Fee on RTGS | Php100.00 |
Card Fees for PHP-Denominated Card (Debit and Prepaid)
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| Balance inquiry via local ATM | Php1.00 |
| Balance inquiry via international ATM** | Php50.00 |
| Cash withdrawal via local ATM | Php10.00 |
| Cash withdrawal via international ATM** | Php150.00 |
| Declined transaction due to insufficient funds | Php50.00 |
| Card replacement fee | Php150.00 |
| PIN regeneration | Php100.00 |
Prepaid Card Maintenance Fee***
| TRANSACTIONS/SERVICES | FEE |
|---|---|
| PHP - Denominated Card | Php100.00/month |
| USD - Denominated Card | USD2.00/month |
* Dormancy Fee is charged only to a dormant account five (5) years after the last transaction date and if the required minimum ADB is not met for at least two (2) consecutive months.
** Some international ATMs (e.g. Visa Plus) charge an access fee in addition to the standard service fee. Fees are displayed on the ATM screen at the time of the transaction.
*** Prepaid Card Maintenance Fee is charged only to an expired prepaid card with a remaining balance on the 4th month after the expiry date and every month thereafter.
Updated transactions/services fees as of December 16, 2022
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