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Sterling Bank Online - Business

Sterling Bank Online - Business is a web-based banking service that enables businesses to control and manage their funds on demand. Clients can manage their back-end operations more cost-effectively with our business online banking.

Access Sterling Bank Online - Business from a desktop or mobile device to take advantage of the following features:

Sterling Bank Optima System
Optimize your business operations with Sterling Bank Online - Business!

Business online banking is supported by multi-level security features:

  1. Access security through user ID, password, and one-time-password (OTP)
  2. Site authentication and certification by GlobalSign
  3. Data encryption using 128-bit Secure Socket Layer
  4. Network integrity through the use of firewalls and intrusion detection software.

Want to know more?

Download FAQs

Go to my business account

Sterling Bank Optima System
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Operational check-and-balance through the built-in approval workflow facility

Design the approval path for financial and non-financial transactions. Create users and assign roles (Maker, Verifier, and Authorizer) through the Corporate Administrator, who can unlock user IDs and reset passwords anytime.


Bulk uploading of InstaPay and PESONet transactions for OPTIMA clients

For businesses requiring high-volume disbursements and funding to other local bank accounts. Click here to know more.


Enhanced viewing experience for account balances and transaction history

Users can generate up to six (6) months of online banking statements of accounts (SOA) to view transaction history.


Debit card bulk payroll uploading for OPTIMA clients

This is now available 24/7. No need for the users to send instructions to the branch of account for payroll processing.

(Batch loading for prepaid cards will soon be available.)

Sterling Bank download online bank
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Bank on-the-go
Make transactions on-the-go with Sterling Bank's mobile app, available on iOS and Android.