Solo Basic Savings Account
solo basic savings account
solo basic savings account
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Sa Solo Basic Savings Account maaari ka nang magsimulang mag-ipon ng pera na iyong pinaghirapan. Ipakita lamang ang isang valid ID at mag-deposit ng Php100 upang makapagbukas ng bank account.

Madali mo rin mamo-monitor ang balance ng iyong account sa pamamagitan ng passbook, ATM card at pag-enrol sa Sterling Bank Online.

Paalala: Ang iyong Solo Basic Savings Account ay magiging Regular Savings Account kapag umabot sa Php50,000 o higit pa ang iyong ipon sa loob ng iyong Solo Basic Savings Account.

loan amount
Opening Balance Requirement

Php100.00

minimum adb requirement
Minimum ADB Requirement

None

interest earning balance
Interest Earning Balance

Php2,000.00

interest crediting
Interest Crediting

Monthly

interest rate
Interest Rate

0.50% P.A.

account access
Account Access

Over-the-counter transactions, Sterling Bank Online

* for accounts opened via online, access through ATM and Sterling Bank Online only

eligibility
eligibility
Mga alituntunin sa pag-apply ng savings account:

1. Ikaw ay isang Filipino Citizen
2. Hindi bababa sa 18 taon ang iyong edad
3. Ikaw ay wala pang bank account (unserved & underserved*)

*Unserved individuals ay ang mga taong hindi gumagamit ng bangko o credit union para sa kanilang mga pang-pinansyal na transaksyon. Samantala, ang underserved individuals ay mga taong hindi nabibigyan ng sapat na serbisyong pinansyal dahil sa kawalan ng kakayahang magbayad o mag-access ng mga produktong pinansyal.

Paano mag-open ng savings account online?
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a. Sagutan ang Online Form
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b. Mag-upload ng selfie, ID at signature/pirma
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c. Antayin ang approval sa susunod na banking day, sa loob ng banking hours

Paalala: Para sa Solo Basic Savings Account online application – kailangang magpasa ng valid ID, selfie at signature/pirma upang mapadali ang pag-proseso ng iyong application. Kinakailangan ding mag-deposito nang hindi bababa sa Php100 sa loob ng 30 araw mula nang ma-approve ang iyong bank account upang manatili itong “active”.

  1. Passport including those issued by foreign governments
  2. Driver's license
  3. Professional Regulation Commission (PRC) ID
  4. Postal ID
  5. Voter’s ID
  6. Taxpayer Identification Number (TIN)
  7. Government Service Insurance System (GSIS) e-Card
  8. Social Security System (SSS) card
  9. Senior Citizen card
  10. Overseas Workers Welfare Administration (OWWA) ID
  11. Overseas Filipino Worker (OFW) ID
  12. Government office and Government-owned and Controlled Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
  13. ID issued by the National Council on Disability Affairs
  14. Integrated Bar of the Philippines (IBP) ID
  15. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
  16. PhilHealth Health Insurance Card ng Bayan
  17. National Bureau of Investigation (NBI) Clearance
  18. Police Clearance
  19. Pag-ibig
  20. Seaman’s Book
  21. Alien Certificate of Registration / Immigrant Certificate of Registration
  22. Department of Social Welfare and Development (DSWD) Certification
  23. Professional ID cards issued by Maritime Industry Authority (MARINA)
  24. Tricycle Operators and Drivers' Association (TODA) ID
  25. Village ID/Certification or Barangay Clearance/Certification signed by the Barangay Chairman/Captain with the following details:
    •  Client’s full name, including alias/ nickname used as known to the household, community/barangay;

    •  Complete residence address (number, street, interior);

    •  Number of months/years of residency in the community/barangay or employment;

    •  Employer’s complete name (for clients working as household helpers, store helpers, sales clerks/attendants, crew);

    •  Business name and address including stall numbers (for those clients with unregistered business such as sari-sari stores, market and street vendors, and business name of employer of the store/business helpers, sales clerks/attendants, crew).

Solo Basic Savings Account Comparison
  Account Opening at the Branch Account Opening through the Website
Eligibility With NO bank accounts yet (unserved and underserved Filipino individuals*).
*Unserved are individuals who do not use banks or credit unions for their financial transactions. Underserved are individuals who are provided with inadequate financial services due to inability to pay or have barriers to access these services.
Application Customer needs to visit the Branch to open an account. Customer just needs to accomplish the (1) Account Opening Online Form, and send (2) selfie with the ID, front/ back view of the ID and photo of the signature.
Opening Balance Requirement Php 100.00 Php 100.00; It is also mandatory to fund the account with at least Php100 within 30 days from approval to avoid account closure.
Automatic Account Closure None If the Account Balance is not Php 100.00 within 30 days from account opening.
Required Minimum ADB Requirement (not get charged by the below minimum ADB Service Charge) None None
Maximum Balance Php 50,000.00; If, at any point in time, the account balance exceeds Php 50,000.00, the account shall be automatically converted to Solo Savings Account (subject to P5,000.00 minimum ADB, below minimum ADB Service Charge and dormancy fee)
Interest Earning Balance P2,000.00 P2,000.00
Interest Rate 0.50% 0.50%
Maintenance Fee None None
Dormancy Fee None None
Other With Passbook and ATM Card ATM Only (Subject to the requirement that the account must have at least a balance of Php 100.00 upon card application.)
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Deposit Rates Comparison
As of November 29, 2019
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