avance banner
avance mobile
avance salary loan
avance salary loan

Because life won't wait 'till your next payday, so why would you?

With the goal of helping Filipinos, regular employees* can now advance their salary through Avance Salary Loan.

Apply now! Contact your HR Department for more details.

*should have a 1-year tenure in a Sterling Bank of Asia accredited company with a minimum monthly salary
of Php11,000 (within Metro Manila) or Php9,000 (outside Metro Manila) to qualify

loan amount
Loanable Amount

Php10,000 up to Php500,000

loan terms
Loan Terms

6 - 36 months

post dated check
Payment Option

Salary Deduction


Company Accreditation:

Company must be in the business for more than 3 years
Positive Income for the last 3 years
With at least 20 regular employees
Within a serviceable area of Sterling Bank of Asia

Individual Application:

Company should be accredited with Sterling Bank of Asia
Filipino Citizen
21 to 60 years old
Regularly employed for at least 1 year
No adverse credit findings

  • SEC Registration
  • Articles of Incorporation and By-Laws
  • Company Profile
  • 3 years Audited Financial Statements
  • General Information Sheet
  • Company Accreditation Application
  • Completely filled out application form
  • Promissory Note/Disclosure Statement
  • Copy of 1 month payslip
  • BIR Form 2316
  • Photocopy of Company ID
  • Photocopy of 1 Government ID (click here for the list of acceptable IDs)

*Complete requirements should be submitted to your company’s HR Department or authorized contact person.

loan apply now background
apply now background
Would you like to accredit your company?
Bank on-the-go
Make transactions on-the-go with Sterling Bank’s mobile app, available on iOS and Android.
Google play App store