Sterling Bank Checking Account
Sterling bank duo checking account
Duo Checking Account Logo

Two things are always better than one! Duo Checking Account lets you experience the ease and earning potentials of a savings account, with an added convenience of issuing checks, along with a Visa debit card. You can also encash your checks at any Sterling Bank branch near you without any charges at all—a total hassle-free service right for you!

loan amount
Opening Balance Requirement

Any Amount

minimum adb requirement
Minimum ADB Requirement

Php 5,000.00 (for individuals)
Php 15,000.00 (for corporate)

interest earning balance
Interest Earning Balance

Php 5,000.00 (for individuals)
Php 15,000.00 (for corporate)

interest crediting
Interest Crediting


interest rate
Interest Rate

0.25% P.A.

account access
Account Access

Over-the-counter, ATM, BancNet Online, Sterling Bank Online – Personal / Corporate

Sterling Bank Checking with Card
Check or card? Why not both?

With a deposit account that comes with a check and a debit card, you’ll have plenty of options when it comes to handling your money! Checks offer a safer and easily trackable way to pay or move your money.

Sterling Bank Passbook
Keep track of your financials.

Monitor your transactions through your passbook and/or monthly SOA (Statement of Account). Using a passbook is especially beneficial when you want to save more or budget your funds more efficiently.

Sterling Bank Passbook
Sterling Bank debit card
Comes with ShopNPay Visa Debit Card

Your ShopNPay Visa Debit Card gives you ATM access when you need cash immediately.

Get access to exclusive perks and promos from Visa every time you use your ShopNPay Visa Debit Card.

Deposit Rates Comparison
As of November 29, 2019
how do i apply
requirements background


Filipino Citizen

1 original valid photo-bearing government-issued ID
(click here for the list of acceptable IDs)

Foreign National

Passport and Alien Certification of Registration (ACR)
Card or Alien Employment Permit (AEP)

*should be an existing client for the last 6 months

Sterling Bank download online bank
Bank on-the-go
Make transactions on-the-go with Sterling Bank's mobile app, available on iOS and Android.