Solo Savings Account | Sterling Bank of Asia

Solo Savings Account

We take your savings a lot more personal than it really gets!

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Our Peso Savings Account. Easy to access, even easier to maintain. Uncomplicated banking at its best.

Opening Balance Requirement

Can open an account in any amount

Minimum ADB Requirement

Php5,000.00

Interest Earning Balance

Php5,000.00

Interest Crediting

Monthly

Interest Rate

0.50% P.A.

Account Access

Over-the-counter, ATM, BancNet Online, Sterling Bank Online

Ease of Account Management

Maintaining only one (1) account that has both features of a passbook and ATM savings accounts.

Saving while earning interest

An interest-bearing peso deposit account in which earned interest is credited monthly.

Passbook and ATM Savings Accounts rolled into ONE

Get access to exclusive perks and promos from Visa every time you use your ShopNPay Visa debit card.

Solo Savings Account Comparison

	Account Opening at the Branch	Account Opening through the Website
Eligibility	Filipinos (both resident and non-resident OFWs) and Foreign Nationals (residents only)
Application Requirements	For Filipinos: 1 original valid photo-bearing government-issued ID For Foreign Nationals, Resident Alien or Non-resident Citizen: 1 original valid photo-bearing government-issued ID or Passport and Alien Certification of Registration (ACR) or Card or Alien Employment Permit (AEP)	Customer just needs to perform the following: 1. Fill out the online account opening form. 2. Upload/submit a selfie with the ID, front/ back view of the ID, and a photo of the signature. 3. Attend the scheduled video interview.
Opening Balance Requirement	Any amount	None
Automatic Account Closure	None	The account will automatically close if no deposit/credit is done within two (2) months after account opening
Required Minimum Average Daily Balance (ADB) to avoid charges	Php5,000	None
Service Fee for Falling Below ADB	Php300	None
Maximum Balance	None
Maintenance Fee	None	Php300/month if: a. ADB is less than Php5,000; and b. No account movement for the last 6 months
Interest Earning Balance	Php5,000
Interest Rate	0.50%	0.25%
Dormancy Fee	Php30	None
Account Access	Passbook ATM card POS terminal Sterling Bank Online BancNet Online Branch (over-the counter)	ATM card only (Subject to the requirement that the account must have at least a balance of Php1,000 upon card application.) POS terminal Sterling Bank Online BancNet Online Branch (over-the counter)
	Book an Appointment	Open an Account