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Sterling Bank Solo Savings
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Our Peso Savings Account. Easy to access, even easier to maintain. Uncomplicated banking at its best.

loan amount
Opening Balance Requirement

Can open an account in any amount

minimum adb requirement
Minimum ADB Requirement


interest earning balance
Interest Earning Balance


interest crediting
Interest Crediting


interest rate
Interest Rate

0.50% P.A.

account access
Account Access

Over-the-counter, ATM, BancNet Online, Sterling Bank Online

Sterling Bank Solo Savings Passbook
Ease of Account Management
Maintaining only one (1) account that has both features of a passbook and ATM savings accounts.
Saving while earning interest
An interest-bearing peso deposit account in which earned interest is credited monthly.
Sterling Bank Solo Savings Passbook
Sterling Bank debit card
Passbook and ATM Savings Accounts rolled into ONE

Get access to exclusive perks and promos from Visa every time you use your ShopNPay Visa debit card.

Solo Savings Account Comparison
  Account Opening at the Branch Account Opening through the Website

Filipinos (both resident and non-resident Overseas Filipinos)
and Foreign Nationals (residing or working in the Philippines)

Application Requirements

For Filipinos: 
One (1) valid and unexpired photo-bearing acceptable Philippine government-issued ID

For Foreign Nationals, Resident Alien
or Non-resident Citizen:

1. Unexpired, valid Foreign Passport or Philippine-based unexpired, valid ID; AND

2. One (1) unexpired, valid ID of any of the following:

  • Unexpired Alien Certificate of Registration (ACR)
  • Unexpired, valid Employment Permit from DOLE in ID card form
  • Immigrant Certificate of Registration
  • Special Resident Retiree's Visa (SRRV)
Customer just needs to perform the following:

1. Fill out the online account opening form. 
2. Upload/submit a selfie with the ID, front/ back view of the ID, and a photo of the signature.
3. Attend the scheduled video interview.

    Opening Balance Requirement Any amount None
    Automatic Account Closure None The account will automatically close if no deposit/credit is done within two (2) months after account opening
    Required Minimum Average Daily Balance (ADB) to avoid charges Php5,000 None
    Service Fee for Falling Below ADB Php300 None
    Maximum Balance None
    Maintenance Fee None Php300/month if:

    a. ADB is less than Php5,000; and
    b. No account movement for the last 6 months

    Interest Earning Balance Php5,000
    Interest Rate 0.50% 0.25%
    Dormancy Fee Php30 None
    Account Access
    • Passbook
    • ATM card
    • POS terminal
    • Sterling Bank Online
    • BancNet Online
    • Branch (over-the counter)
    • ATM card only (Subject to the requirement that the account must have at least a balance of Php1,000 upon card application.)
    • POS terminal
    • Sterling Bank Online
    • BancNet Online
    • Branch (over-the counter)
      Book an Appointment Open an Account
    Deposit Rates Comparison

    As of November 29, 2019
    how do i apply
    requirements background
    How Do I Apply


    Filipino Citizen

    1 original valid photo-bearing government-issued ID
    (click here for the list of acceptable IDs)

    Foreign National

    Passport and Alien Certification of Registration (ACR)
    Card or Alien Employment Permit (AEP)

    Complete the Account Opening Online Form
    Wait for the reference number sent to you through SMS
    Visit your selected branch and deposit the specified opening balance
    open neo savings account
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    Bank on-the-go
    Make transactions on-the-go with Sterling Bank's mobile app, available on iOS and Android.