treasury service
treasury service mobile

We have an extensive portfolio of Treasury products and services from the sale of fixed income securities, such as corporate bonds and government securities, to sophisticated, financially-engineered products that can help clients fulfill their varied financial goals and requirements.

fixed income security
Fixed Income Securities

These are short-term securities with a maturity of one (1) year or less and are non-interest bearing instruments. A non-interest bearing instrument but issued on a discount from face value and is redeemable upon maturity of 100% face value.  The amount of the discount and the length of time the bills are held before they mature imply some specific yield or return to the investor.  These instruments are direct, unconditional and fully guaranteed obligations of the National Government.  Treasury Bills are subject to the prevailing 20% withholding tax.

fixed income security
Foreign Exchange (ForEx)

SBA provides foreign exchange services to both individuals and businesses. The Bank offers exchange or conversion of the following currencies:

  • US Dollar (USD)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Euro (EUR)
  • Great Britain Pound (GBP)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)


Depending on the clients’ transaction, specific documentary requirements per BSP Manual of Regulations for Foreign Exchange Transactions will be required.


Our Financial Experts
Lee, Clayton
Clayton T. Lee
Executive Vice President, Treasury Group
Santos, Ronald
Ronald C. Santos
First Vice President, Treasury Marketing Head
Villanueva, Marilou
Marilou B. Villanueva
First Vice President, FX Head
Acayan, Jose Eduardo
Jose Eduardo G. Acayan
Vice President, TMU Trader
Carlos, Marc Christopher
Marc Christopher U. Carlos
Vice President, Peso Fixed Income Head
Labay, Marilou
Marilou B. Labay
Vice President, FMS Head
Maria Paulina D. Casiño
Senior Manager, TMU Trader
Ramirez de Arellano, Patricia
Patricia H. Ramirez de Arellano
Senior Manager, FX Trader
Reyes, Rachelle Eileen
Rachelle Eileen S. Reyes
Senior Manager, Liquidity Head
tiu beverly
Beverly C. Tiu
Manager, International Markets OIC
Dionisio, Christine
Christine Pauline R. Dionisio
Asst. Manager, FMS Trader
Linares, Pamela
Pamela Louise J. Linarez
Asst. Manager, Liquidity Trader
Bank on-the-go
Make transactions on-the-go with Sterling Bank’s mobile app, available on iOS and Android.
Google play App store