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Optima Online Logo
Optima Online Logo

A business banking solution that can do wonders for your business. Run your business like clockwork with Optima Business Banking Solutions, a unique account that is coupled with cash management as a value-added service. With Optima, you can stay on top of your receivables, payables, sales, and payroll without breaking a sweat.

The Optima Cash Management Facility
Payroll System
Payroll System
Reduce the time reconciling and computing salaries and wages
  • Comes with a payroll software to streamline and automate your payroll processing
  • Perfect for any business size
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payroll crediting system
Payroll Crediting System
Quick and accurate payroll crediting
  • Fast and accurate system
  • Automatically credit your employees' salaries every pay period
  • Saves time and effort
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financial system
Financial System
A stand-alone system that processes and monitors sales, purchases, inventory and generates financial documents
  • Create, modify, view and print financial statements
  • Bank reconciliation and up-to-date fund monitoring
  • Record sales, receivables, purchases, payables and inventory
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check writer system
Check Writing System
Simplify check preparation and disbursements
  • Encode or upload payable data
  • Generate payable report with general ledger entries
  • Print BIR form 2307
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point of sale system
Point-of-Sale System
Wider payment options for clients
  • Gives you opportunities to increase sales
  • Provides faster and more convenient transactions
  • More secure payment option
  • Prevents cash mishandling and theft
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check warehousing system
Check Warehousing System
Safekeep and manage post-dated checks (PDCs)
  • Automatic deposit and on-time clearing
  • Inventory keeping and check monitoring
  • Check pull-out, replacement and re-deposit enabled
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Online Banking
Clients can handle their back-end operations more efficiently with Sterling Bank Online - Business.
  • Transfer Funds Easily 
  • Settle your bills just a click
  • Online bank transactions anytime and anywhere
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egov
eGOV
Pay for your employees' PhilHealth, Pag-IBIG, and SSS contributions and loans online.
  • Process 24/7
  • No need to go to the bank
  • Get alerts on approvals
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Sterling Bank download online bank
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Bank on-the-go
Make transactions on-the-go with Sterling Bank's mobile app, available on iOS and Android.
Google play App store