Solo Savings Account

Our Peso Savings Account. Easy to access, even easier to maintain. Uncomplicated banking at its best.

solo savings
Ease of account management
Access your funds, pay bills and transfer money 24/7. Enroll your account to Sterling Bank Online and manage your everyday banking needs anywhere anytime.
Saving while earning interest
An interest-bearing peso deposit account in which earned interest is credited monthly.
solo savings
visa debit card
Cashless convenience with your ShopNPay Debit Card

Delight in exclusive perks and privileges in over 30 million Visa-affiliated merchants worldwide and 45,000 BancNet-affiliated stores locally.

Solo Savings Account Comparison


  Account Opening at the Branch Account Opening through the Website
Eligibility Filipinos (both resident and non-resident OFWs) and Foreign Nationals (residents only)
Application Requirements

For Filipinos: 
one (1) original valid photo-bearing government-issued ID

For Foreign Nationals, Resident Alien or Non-resident Citizen:
one (1) original valid photo-bearing government-issued ID or Passport and Alien Certification of Registration (ACR) or Card or Alien Employment Permit (AEP)

Customer just needs to perform the following:
1. Fill out the online account opening form. 
2. Upload/submit a selfie with the ID, front/ back view of the ID, and a photo of the signature.
3. Attend the scheduled video interview.
Opening Balance Requirement Any Amount None
Automatic Account Closure None The account will automatically close if no deposit/credit is done within two (2) months after account opening
Required Minimum Average Daily Balance (ADB) to avoid charges Php5,000 None
Service Fee for Falling Below ADB Php300 None
Maximum Balance None
Maintenance Fee None Php300/month if:
a. ADB is less than Php5,000; and
b. No account movement for the last 6 months
Interest Earning Balance Php5,000
Interest Rate 0.50% 0.25%
Dormancy Fee Php30 None
Account Access
  • Passbook
  • ATM card
  • POS terminal
  • Sterling Bank Online
  • BancNet Online
  • ATM card only (Subject to the requirement that the account must have at least a balance of Php1,000 upon card application.)
  • POS terminal
  • Sterling Bank Online
  • BancNet Online
  Book an Appointment Open an Account
Deposit Rates Comparison

As of November 29, 2019
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Make transactions on-the-go with Sterling Bank’s mobile app, available on iOS and Android.
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