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Our Peso Savings Account. Easy to access, even easier to maintain. Uncomplicated banking at its best.
Ease of account management
Access your funds, pay bills and transfer money 24/7. Enroll your account to Sterling Bank Online and manage your everyday banking needs anywhere anytime.
Saving while earning interest
An interest-bearing peso deposit account in which earned interest is credited monthly.
Cashless convenience with your ShopNPay Debit Card
Delight in exclusive perks and privileges in over 30 million Visa-affiliated merchants worldwide and 45,000 BancNet-affiliated stores locally.
Solo Savings Account Comparison
| Account Opening at the Branch | Account Opening through the Website | |
|---|---|---|
| Eligibility |
Filipinos (both resident and non-resident Overseas Filipinos) |
|
| Application Requirements |
For Filipinos: 1. Unexpired, valid Foreign Passport or Philippine-based unexpired, valid ID; AND 2. One (1) unexpired, valid ID of any of the following:
|
Customer just needs to perform the following:
1. Fill out the online account opening form. |
| Opening Balance Requirement | Any amount | None |
| Automatic Account Closure | None | The account will automatically close if no deposit/credit is done within two (2) months after account opening |
| Required Minimum Average Daily Balance (ADB) to avoid charges | Php5,000 | None |
| Service Fee for Falling Below ADB | Php300 | None |
| Maximum Balance | None | |
| Maintenance Fee | None | Php300/month if:
a. ADB is less than Php5,000; and |
| Interest Earning Balance | Php5,000 | |
| Interest Rate | 0.50% | 0.25% |
| Dormancy Fee | Php30 | None |
| Account Access |
|
|
| Book an Appointment | Open an Account | |
Deposit Rates Comparison
As of November 29, 2019
Bank on-the-go
Make transactions on-the-go with Sterling Bank’s mobile app, available on iOS and Android.
Online Banking