Sterling bank solo online
sterling bank Solo online
Solo Savings Account

Our Peso Savings Account. Easy to access, even easier to maintain. Uncomplicated banking at its best.

Sterling Bank Solo savings
Ease of account management
Access your funds, pay bills and transfer money 24/7. Enroll your account to Sterling Bank Online and manage your everyday banking needs anywhere anytime.
Saving while earning interest
An interest-bearing peso deposit account in which earned interest is credited monthly.
Sterling Bank Solo savings
visa debit card
Cashless convenience with your ShopNPay Debit Card

Delight in exclusive perks and privileges in over 30 million Visa-affiliated merchants worldwide and 45,000 BancNet-affiliated stores locally.

Solo Savings Account Comparison
  Account Opening at the Branch Account Opening through the Website

Filipinos (both resident and non-resident Overseas Filipinos)
and Foreign Nationals (residing or working in the Philippines)

Application Requirements

For Filipinos: 
One (1) valid and unexpired photo-bearing acceptable Philippine government-issued ID

For Foreign Nationals, Resident Alien
or Non-resident Citizen:

1. Unexpired, valid Foreign Passport or Philippine-based unexpired, valid ID; AND

2. One (1) unexpired, valid ID of any of the following:

  • Unexpired Alien Certificate of Registration (ACR)
  • Unexpired, valid Employment Permit from DOLE in ID card form
  • Immigrant Certificate of Registration
  • Special Resident Retiree's Visa (SRRV)
Customer just needs to perform the following:

1. Fill out the online account opening form. 
2. Upload/submit a selfie with the ID, front/ back view of the ID, and a photo of the signature.
3. Attend the scheduled video interview.

    Opening Balance Requirement Any amount None
    Automatic Account Closure None The account will automatically close if no deposit/credit is done within two (2) months after account opening
    Required Minimum Average Daily Balance (ADB) to avoid charges Php5,000 None
    Service Fee for Falling Below ADB Php300 None
    Maximum Balance None
    Maintenance Fee None Php300/month if:

    a. ADB is less than Php5,000; and
    b. No account movement for the last 6 months

    Interest Earning Balance Php5,000
    Interest Rate 0.50% 0.25%
    Dormancy Fee Php30 None
    Account Access
    • Passbook
    • ATM card
    • POS terminal
    • Sterling Bank Online
    • BancNet Online
    • Branch (over-the counter)
    • ATM card only (Subject to the requirement that the account must have at least a balance of Php1,000 upon card application.)
    • POS terminal
    • Sterling Bank Online
    • BancNet Online
    • Branch (over-the counter)
      Book an Appointment Open an Account
    Deposit Rates Comparison

    As of November 29, 2019
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